Christmas!

“I am in a tight financial situation this Christmas as we had a ridiculous amount of unexpected expenses. I don’t want the kids to go without this Christmas but do not know what to do?”

First of all if your children are old enough to understand, you could explain things to them. If they are too young to understand then they probably have not yet understood the concept of our commercial Christmases.

However, if you really cannot face not buying Christmas presents for the children, you could always try getting an Unsecured Line of Credit. These tend to be easy and fast to get. However they are best suited for a short term loan rather than long term. Only take out the loan if you really feel that you can afford to pay it back.

Remember there are things you can make and do that cost practically nothing and will not detract from the joy of Christmas.

Money…

“Money never stretches to the end of the month. I know you cannot help me because I am sure that you won’t give me money. But it gets so stressful at the end of the money I never know what to do. And now Christmas is everywhere!”

Payday Loans could probably help you through the odd month here and there to cover those stop gap periods when the unexpected happens. However you must not rely on the solely. You must learn to budget. Cut out those unnecessary expenses and start trying to save. Even saving

Storage

“My family is so messy. I am simply going out of my mind. Help me please!”

Most of the time, messiness is a result of lack of storage space. If you can organise some storage solutions, you will find that you are half way there. The rest will boil down to be strict and insisting that until they tidy their mess they cannot get dinner / dessert / go out / do something fun etc! You will need to put your foot down but get organised first so that they cannot have any excuse for not tidying up.

Dating

“I am a 42 year old man who is single. I have difficulty when it comes to dating. I really try but cannot ask a girl out. I particularly like Russian women but they seem unattainable. It would be really nice to have a relationship. What should I do?”

Sometimes dating can be hard but it is about getting yourself out there onto the market. If you find you have difficulties asking women out directly, you could try a dating site. This eleminates asking out people who are simply not interested and you can date someone with things in common.

Although you might have a penchant for Russian women, you must ask yourself if you like them because they are out of your league (far away / language barrier / unlikely to meet) and so less likely to face rejection. If this is not the case, you will find dating services that can cater to your needs.

I would still recommend dating someone based on friendship and not nationality!