“I never know what to buy my husband. He always buys anything he wants as soon as he wants it. It is his birthday and I am stuck for a gift. Any ideas?”

It is never easy buying a present for a bloke. You could do things which are special but cost nothing. Things such as :-

• Run a bath with bath salts and candles
• A romantic meal again complete with candles and soft music
• Go for a picnic under the stars

Another alternative is to get him a voucher from places like BuyaGift, I Want One Of Those Ltd, Virgin Experience Days or even the Gadgetshop.com.

I have added a few links so you can go direct to the websites. Good Luck!

“I am really hairy and I hate it. I have thought about shaving it all off but heard that I can end up with more hair and very stubbly. I have hair all over my body including my back, my arms and my tummy and it is really upsetting me!”

First of all I would like to reassure you that most women feel far too hairy in our modern western society. We go to all extreems to be hair free. We shave, wax and epilate. Sometimes going afar as laser technology to ensure our hairlessness.

I would first check out with your GP that the hairiness that you currently are experiencing is not hormonal or another issue. With a quick check and perhaps a bloodtest or two, you can be sure you are medically sound.

Then if you still feel uncomfortably hairy, you can always head to your beauty salon and ask their advice. I am sure they will offer you the best course of action to take.

Besides, don’t worry too much about it. You are in the same boat as most other women!

“I am in big financial trouble. I owe a lot of money and I cannot seem to make ends meet. I owe money on my credit cards and I owe money to my friends. And it is really getting me down. I just do not know what to do. I am besides myself. I know you cannot help me but I really do not know where to turn. What can I do? Please help!”

First of all, let me reassure you that the amount of people who actually owe money is higher than you can probably realise. I know this does not solve your money issues. But it does mean that banks and money lenders are aware of the situation and may be able to help you.

Adverse Bad Credit Mortages and Loans can make you feel like you are never going to get out of it. However, if you sit down and plan your debts, you may find that it is not so bad. Do add up what you owe and borrow it from 1 lender. This way you only need to pay 1 loan each month. You will also be able to pay off your friends and keep your friendship sweet.

Do try to go with the lowest interest rate you can find. By paying off a little more than the minimum payment, you will pay off your debts sooner.

And if you are afraid of falling into further debt – tear up any credit cards that you may have.

There is a way out of the situation you are in. By recognising it, you can start to put your life back together again. You will soon begin to feel better and far less depressed. Good Luck.

“I always need to do things three times. I feel that three times does the trick. However sometimes it can be time consuming because if it is not done right, I have to do it again from the beginning. How do I ensure it is always done right immediately so that it won’t take long?”

It sounds like you are suffering from Obsessive Compulsive Disorder or commonly known as OCD. You do need to seek professional help. I cannot give you a way to do things right immediately but with treatment and the right medication, you may find you won’t need to do things more than once. However, I do urge you to seek medical help.

“I dread going on holiday. I don’t mind when I get there. I just don’t like getting there and back. I don’t like travelling on a plane. I have to drink till I am almost drunk to get on a plane. I know it is not logical but I just seem to break out in fear when I have to fly. I keep saying next year it will be different. But it is not, and the only way is to drink to oblivion before flying. Is this normal?”

It sounds like you have a phobia of flying. This is a pretty common phobia where around 1 in 5 may suffer from it. It is also the most commonly treated phobia. There are courses which you can attend which can help you over come your phobia.

You may also speak to your doctor who may be able to give you an anti-anxiety tablet to take before flying. Do not drink alcohol before flying as besides an airline being able to refuse to board you, alcohol effects are multiplied due to the pressurisation. This can have adverse effects on your health.

You best bet is to speak to your GP who can refer you to a course of treatment or give you anti-anxiety tablets.

Bon Voyage!